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Banks Information Policies, Financial Literacy and Household Wealth

Fort, Margherita; Manaresi, Francesco; Trucchi, Serena - Institute for the Study of Labor (IZA) - 2012

We investigate the causal effect of financial literacy on financial assets, exploiting banks information policies for identification. In Italy, banks who belong to the PattiChiari consortium have implemented policies aimed at increasing transparency and procedural simplification. These policies...

Persistent link: https://www.econbiz.de/10010959735

Exponential Growth Bias and Financial Literacy

Almenberg, Johan; Gerdes, Christer - Institute for the Study of Labor (IZA) - 2011

The tendency to underestimate the future value of a variable growing at a constant rate, an example of exponential growth bias, has been linked to household financial decision making. We show that exponential growth bias and standard measures of financial literacy are negatively correlated in a...

Persistent link: https://www.econbiz.de/10009151027

Bringing Financial Literacy and Education to Low and Middle Income Countries: The Need to Review, Adjust, and Extend Current Wisdom

Holzmann, Robert - Institute for the Study of Labor (IZA) - 2010

This paper presents a World Bank led and Russia trust fund financed work program to measure financial capability and the effectiveness of financial education in low and middle income countries. The two activities and their staging have been motivated by the lessons of high-income countries with...

Persistent link: https://www.econbiz.de/10008466447

Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs

Meier, Stephan; Sprenger, Charles - Institute for the Study of Labor (IZA) - 2008

Many policy makers and economists argue that financial literacy is key to financial well-being. But why do many individuals remain financially illiterate despite the apparent importance of being financially informed? This paper presents results of a field study linking individual decisions to...

Persistent link: https://www.econbiz.de/10005761687

Social Capital and Immigrants' Labour Market Performance

Piracha, Matloob; Tani, Massimiliano; Vaira-Lucero, Matias - Institute for the Study of Labor (IZA) - 2013

levels using the Households Income and Labour Dynamics in Australia (HILDA) longitudinal survey data. We find a positive …

Persistent link: https://www.econbiz.de/10010990925

The Effect of Paid Parental Leave on Child Health in Australia

Broadway, Barbara; Kalb, Guyonne; Kuehnle, Daniel; … - Institute for the Study of Labor (IZA) - 2015

the provision of paid parental leave, even for short periods (as usually available in Australia), will benefit children …

Persistent link: https://www.econbiz.de/10011265289

Job Insecurity and Future Labour Market Outcomes

McGuinness, Seamus; Wooden, Mark; Hahn, Markus - Institute for the Study of Labor (IZA) - 2012

This paper uses longitudinal survey data to test the degree to which measures of job insecurity are correlated with changes in labour market status. Three major findings are reported. First, the perceived probability of job loss is only weakly related to both exogenous job separations and...

Persistent link: https://www.econbiz.de/10011266184

The Problem of Overskilling in Australia and Britain

McGuinness, Seamus Mcguinness; sloane, peter james; … - Institute for the Study of Labor (IZA) - 2007

This paper examines the parallel trends in education and labour market developments in Australia and Britain. It uses … Australia, but the wage penalty associated with overskilling increases with education. Although the general patterns of … overskilling (prevalence and penalties) are fairly similar between Australia and Britain, the problem appears to be greater in …

Persistent link: https://www.econbiz.de/10005233778

Gender Differences in Rates of Job Dismissal: Why Are Men More Likely to Lose Their Jobs?

Wilkins, Roger; Wooden, Mark - Institute for the Study of Labor (IZA) - 2011

of detailed investigation. In this paper, household panel survey data from Australia are used that also find higher …

Persistent link: https://www.econbiz.de/10009403381

Does the Military Train Men to Be Violent Criminals? New Evidence from Australia's Conscription Lotteries

Siminski, Peter; Ville, Simon; Paull, Alexander - Institute for the Study of Labor (IZA) - 2013

prepares people for violent warfare, are hypothesized to link service to violent crime. Using Australia's Vietnam …-era conscription lotteries for identification and criminal court data from Australia's three largest states, we seek to estimate the …

Persistent link: https://www.econbiz.de/10010604671