Similar Search Results

Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana

Diaz-Serrano, Luis; Sackey, Frank Gyimah - Institute for the Study of Labor (IZA) - 2015

microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …

Persistent link: https://www.econbiz.de/10011265661

Economic Governance of MFIs: Inside the Black Box

Arun, Thankom; Annim, Samuel Kobina - Institute for the Study of Labor (IZA) - 2010

This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … atmosphere that will enhance the achievement of microfinance social objectives. …

Persistent link: https://www.econbiz.de/10008455552

What Makes Small Firms Grow? Finance, Human Capital, Technical Assistance, and the Business Environment in Romania

Brown, J. David; Earle, John S.; Lup, Dana - Institute for the Study of Labor (IZA) - 2004

Although the development of a new private sector is generally considered crucial to economic transition, there has been rather little empirical research on the determinants of startup firm growth. This paper uses panel data techniques to analyze a survey of 297 new small enterprises in Romania...

Persistent link: https://www.econbiz.de/10005762176

Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India

Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - Institute for the Study of Labor (IZA) - 2010

Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit. Conditional on borrowing from any source,...

Persistent link: https://www.econbiz.de/10008560756

Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns

de Mel, Suresh; McKenzie, David; Woodruff, Christopher - Institute for the Study of Labor (IZA) - 2008

In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....

Persistent link: https://www.econbiz.de/10005566661

Migration and Financial Constraints: Evidence from Mexico

Angelucci, Manuela - Institute for the Study of Labor (IZA) - 2013

Using data collected for the evaluation of the rural component of Oportunidades, Mexico's flagship anti-poverty program … would like to migrate but cannot afford to. If generalizable, they indicate that, as growth and anti-poverty and micro-finance …

Persistent link: https://www.econbiz.de/10010884238

U.S. Border Enforcement and Mexican Immigrant Location Choice

Bohn, Sarah; Pugatch, Todd - Institute for the Study of Labor (IZA) - 2013

We provide the first evidence on the causal effect of border enforcement on the full spatial distribution of Mexican immigrants to the United States. We address the endogeneity of border enforcement with an instrumental variables strategy based on administrative delays in budgetary allocations...

Persistent link: https://www.econbiz.de/10010884269

Old-Age Government Transfers and the Crowding Out of Private Gifts: The 70 and Above Program for the Rural Elderly in Mexico

Amuedo-Dorantes, Catalina; Juarez, Laura - Institute for the Study of Labor (IZA) - 2013

elderly in Mexico for whom family support is an important source of income. Using data from the Mexican Income and Expenditure …

Persistent link: https://www.econbiz.de/10010884353

The Impact of the 1996 US Immigration Policy Reform (IIRIRA) on Mexican Migrants' Remittances

Vaira-Lucero, Matias; Nahm, Daehoon; Tani, Massimiliano - Institute for the Study of Labor (IZA) - 2012

This paper investigates the effect of the US Illegal Immigrant Reform and Immigrant Responsibility Act of 1996 (IIRIRA) on the remitting patterns of Mexican immigrants. Using data from the Mexican Migration Project (MMP128), we find that a significant effect on remittance flows from illegal...

Persistent link: https://www.econbiz.de/10011279245

Does Expanding Health Insurance Beyond Formal-Sector Workers Encourage Informality? Measuring the Impact of Mexico's Seguro Popular

Aterido, Reyes; Hallward-Driemeier, Mary; Pagés, Carmen - Institute for the Study of Labor (IZA) - 2011

Seguro Popular (SP) was introduced in 2002 to provide health insurance to the 50 million Mexicans without Social Security. This paper tests whether the program has had unintended consequences, distorting workers' incentives to operate in the informal sector. The analysis examines the impact of...

Persistent link: https://www.econbiz.de/10009323384