Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

effect on unsecured household debt is less clear-cut. …

overdrafts – to finance business activities. Controlling for financial and non-financial household variables we show that self …

household financial assets. Our results suggest that banks information policies have the potential to be an effective tool to …

growth bias, has been linked to household financial decision making. We show that exponential growth bias and standard … is linked to household decision making, our results indicate that examining the relationship between exponential growth … bias and household finance without adequate controls for financial literacy may generate biased results. …

Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan …

, savings, length of stay in the U.S., and citizenship status affect the probability of homeownership before the recession and …