Household credit, especially for mortgages, has doubled over the past years in the new European Union member countries … determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress … compared with non-mortgage holders in the period before the global financial crisis. The analysis does not find any systematic …

In this paper, we investigate whether evidence of discriminatory treatment against immigrants in the Spanish mortgage … interest rates on their mortgages than their Spanish born counterparts. To do so, we use a unique dataset on granted mortgages …-Blinder decomposition to measure the extent to which this disparate treatment of lenders in mortgage pricing against immigrants is due to …

Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan …