Showing 1 - 10 of 10
job search with liquid wealth accumulation and consumption of housing that can be rented, bought on credit, or sold. In … using NLSY data from 1978 until 2005. We find that more relaxed housing lending conditions, particularly lower downpayment …
Persistent link: https://www.econbiz.de/10011212745
Economic hardship is strongly reflected by the housing market. It is the concern of much research, but its analysis is … modification request. Other relevant searches for "short sale", "REO" (as in Real Estate Owned) or "FHA" (as in Federal Housing … Administration) are used to provide a comprehensive view of the housing market. Using data from the great recession and benchmarking …
Persistent link: https://www.econbiz.de/10009225764
This paper analyses the net worth and asset portfolios of native- and foreign-born Australian families using HILDA (wave 2) data. Specifically, we estimate a system of asset equations with an adding-up constraint imposed to control for variation in households’ total net worth. Our results...
Persistent link: https://www.econbiz.de/10005761740
higher levels of unemployment although home-owners tend to be unemployed less. The choice of housing tenure affects moving … mobility and unemployment, and discusses effects of government intervention in the housing market. In addition, it is shown …
Persistent link: https://www.econbiz.de/10005761940
, including how housing prices should be measured. Previous researchers typically have used some combination of rental payments … and homeowner housing values, but housing values are forward-looking and may not reflect current user costs. This paper … examines differences in quality of life estimates for U.S. metropolitan areas using, alternatively, rents and housing values …
Persistent link: https://www.econbiz.de/10010695854
investigations reveal that the gap in housing outcomes is much more pronounced for the probability of home ownership than for home … value or home equity. Once households have entered the housing market, differences across gender, race and family type are …
Persistent link: https://www.econbiz.de/10005822531
In this paper, we present a directed search model of the housing market. The pricing mechanism we analyze reflects the …. Our model offers a new way to look at the housing market from a search-theoretic perspective. In addition, we contribute …
Persistent link: https://www.econbiz.de/10008497015
by owner-occupied housing whereas unsecured debt can be discharged according to bankruptcy regulations. We show that the …
Persistent link: https://www.econbiz.de/10009003472
We analyze how sexual orientation is related to household savings using 2000 US Census data, and find that gay and lesbian couples own significantly more retirement income than heterosexuals, while cohabiting heterosexuals save more than their married counterparts. In a household savings model,...
Persistent link: https://www.econbiz.de/10008568272
) conducted by the Bank of Spain, we show that households with less trust invest more in housing and less in financial assets, in …
Persistent link: https://www.econbiz.de/10008684810