propensity to insure against independent marketable risks. We apply these predictions to the specific case of labor income risk … and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …

what are the risks of the four alternative pension systems: financial defined contribution (FDC), notional or non … conclusion is that NDC is neutral in terms of externalities. It manages the risks and eliminates the negative externalities …

experiment, based on representative household panel data. The results indicate that the insurance effect of a more forgiving …

, nonetheless 50% of the Irish population purchase private health insurance. This paper empirically models the propensity to insure … that persistence is a highly significant determinant of demand for private health insurance and also that it reduces the …

We analyze dynamic interactions between market insurance, the stock of insurable assets and liquid wealth accumulation … representative agent demands a nonnegligible amount of market insurance. The deductible is substantially higher than in static models … because agents can time-diversify their risk. Market insurance implies welfare gains of around .6% in terms of non …

This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy … trusting plays an important role. Trust is clearly associated with greater willingness to pay for insurance. Unlike in previous … of breach is negligible. However, as for much B2C insurance marketing, face-to-face selling plays a crucial role in our …

with family related shocks. Therefore, this paper presents evidence on the determinants of insurance participation using …, we employ multivariate probit regressions to analyse factors affecting the participation in different types of insurance … micro health insurance schemes under study. There is strong evidence that microinsurance has not yet succeeded in …