The existing literature suggests that when the saving decision of two-earner households under risk is analysed …, standard assumptions suffice for precautionary saving to exist under increases in risk of the first and second orders, but not …

microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance …This study sets out to examine the extent to which access to credit and credit rationing are influenced by the … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions …

This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … correct the effects of both time invariant and slow changing endogenous variables. We find that credit information … atmosphere that will enhance the achievement of microfinance social objectives. …

find strong evidence that access to external credit increases the growth of both employment and sales. Taxes appear to …

Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use … experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of …

female owners. We find no evidence that the gender gap is explained by differences in ability, risk aversion, or …

between gambling and the use of credit is remarkably stable across household income. In addition to our household level … of credit, with somewhat stronger relationships in lower income households. …We explore the relationship between gambling and other forms of risk-taking behaviour, i.e. exposure to debt and the …

examines the effect of credit, insurance, and poverty (defined as more than just low income). It also explains bonded child …

%. At the household level, street paving increased the use of collateral-based credit and average loan size. Additionally … result of pavement. We provide compelling evidence that the mechanism explaining the durable goods increase is the credit … channel: the raise in durable goods as well as in credit use was only present among households with access to financial …

Small-scale farming remains the primary source of income for a majority of the population in developing countries …' inability to cover short-term consumption needs with savings or credit. We conduct a field experiment in rural Zambia to … investigate the relationship between credit availability and rural labor supply. We find that providing households with access to …