Showing 1 - 10 of 24
By allowing for imperfectly informed markets and the role of private information, we offer new insights about observed deviations of portfolio concentrations in domestic relative to foreign risky assets, or "home bias", from what standard finance models predict. Our model ascribes the "bias" to...
Persistent link: https://www.econbiz.de/10009359859
This paper argues that the level of financial services provision determines the risk management strategies among the poor. The paper estimates the determinants of the household’s use of one, two or all three types of microfinancial services applying ordered probit models and additionally...
Persistent link: https://www.econbiz.de/10008564688
College students now use various forms of unsecured credit such as private student loans and credit cards to finance college. Access to these credit lines and the interest rates charged on these loans can vary significantly across credit scores. In this paper, we analyze if credit status, as...
Persistent link: https://www.econbiz.de/10010559021
choices of non-rich households from an intertemporal perspective. Using UK household data on food consumption, we estimate the …
Persistent link: https://www.econbiz.de/10010959734
In this chapter we investigate the process of ethnic minority segregation in English social housing. Successive governments have expressed a commitment to the contradictory aims of providing greater choice – through the introduction of choice based letting – for households accessing an...
Persistent link: https://www.econbiz.de/10009652102
Germany and the UK whether the self-employed are less likely to move or migrate than employees. Using longitudinal data from … in employment status we found little evidence that the self-employed in Germany and the UK are more rooted in place than …
Persistent link: https://www.econbiz.de/10009359858
-native earnings gap across the entire earnings distribution, across continents of nationality and across cohorts of arrival in the UK … have been long standing unresolved identification issues in the literature. In keeping with the limited existing UK …
Persistent link: https://www.econbiz.de/10009359860
females in the UK have a higher probability to participate in the labor force than non-white females. Non-white females spend …
Persistent link: https://www.econbiz.de/10005762128
The UK was one of only three countries that granted free movement of workers to accession nationals following the … inflow – one of the largest in British history – on the UK labour market. We use new monthly micro level data and an … empirical approach that ascertains which particular labour markets in the UK – with varying degrees of natives' mobility and …
Persistent link: https://www.econbiz.de/10005762369
outcomes and the material well-being of migrants. We investigate whether individuals who migrate within the UK become happier …
Persistent link: https://www.econbiz.de/10009371891