. However, the positive and significant impact of R&D expenditures on employment is detectable in services and high … innovation policy makers having employment as one of their specific aims. …

We use unique plant-level data to study the link between the local availability of services and the decision of … international sourcing of materials depends on a firm’s productivity and the availability of local services. These predictions are … materials to sales. In addition, we find evidence that services grease the wheels of international commerce: A greater …

This paper presents the results of a field study at a large financial services firm that combines multiple methods …

This paper argues that the level of financial services provision determines the risk management strategies among the … poor. The paper estimates the determinants of the household’s use of one, two or all three types of microfinancial services … from Sri Lanka, there is empirical evidence that household's probability to participate in microfinancial services …

The key dynamics of the transatlantic banking crisis are analyzed – with emphasis on the fact that the banking disaster …/OECD banking sector are highlighted. Most important, however, is the introduction of a new tax regime designed to encourage bankers …

Financial inclusion is the broad based delivery of banking and other financial services at affordable cost to the … banking services to maximum number of people is unsuccessful as a poverty reduction strategy. As a poverty reduction strategy … financial systems. The most important part of financial services in a region is typically measured by number of people who have …

crowding out. Our findings suggest that rewards can improve innovation and creativity, and that there may be a tradeoff between …