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Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Diaz-Serrano, Luis; Sackey, Frank Gyimah - Institute for the Study of Labor (IZA) - 2015
microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …
Persistent link: https://www.econbiz.de/10011265661
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Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns
de Mel, Suresh; McKenzie, David; Woodruff, Christopher - Institute for the Study of Labor (IZA) - 2008
In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....
Persistent link: https://www.econbiz.de/10005566661
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Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India
Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - Institute for the Study of Labor (IZA) - 2010
Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit. Conditional on borrowing from any source,...
Persistent link: https://www.econbiz.de/10008560756
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Economic Governance of MFIs: Inside the Black Box
Arun, Thankom; Annim, Samuel Kobina - Institute for the Study of Labor (IZA) - 2010
This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … atmosphere that will enhance the achievement of microfinance social objectives. …
Persistent link: https://www.econbiz.de/10008455552
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What Makes Small Firms Grow? Finance, Human Capital, Technical Assistance, and the Business Environment in Romania
Brown, J. David; Earle, John S.; Lup, Dana - Institute for the Study of Labor (IZA) - 2004
Although the development of a new private sector is generally considered crucial to economic transition, there has been rather little empirical research on the determinants of startup firm growth. This paper uses panel data techniques to analyze a survey of 297 new small enterprises in Romania...
Persistent link: https://www.econbiz.de/10005762176
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Family Migration: A Vehicle of Child Morbidity in the Informal Settlements of Nairobi City, Kenya?
Konseiga, Adama - Institute for the Study of Labor (IZA) - 2008
context of increasing urban poverty in Nairobi, Kenya. The findings indicate that households who migrated together with their …
Persistent link: https://www.econbiz.de/10005703408
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Do Large Employers Pay More in Developing Countries? The Case of Five African Countries
Strobl, Eric; Thornton, Robert - Institute for the Study of Labor (IZA) - 2002
Using comparable data sets for five African countries we estimate, and evaluate possible explanations for, the employer size wage effect across these. Our results indicate, just as has been generally found for other developing and developed nations, that apart from observable worker...
Persistent link: https://www.econbiz.de/10005822588
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Education and Fertility: Evidence from a Policy Change in Kenya
Chicoine, Luke E. - Institute for the Study of Labor (IZA) - 2012
Kenya that lengthened primary school by one year. An instrumental variables approach measures the exogenous variation in …
Persistent link: https://www.econbiz.de/10010570798
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Got Technology? The Impact of Computers and Cell Phones on Productivity in a Difficult Business Climate: Evidence from Firms with Female Owners in Kenya
Menon, Nidhiya - Institute for the Study of Labor (IZA) - 2011
Firms in Kenya rely on technologies such as computers, cell-phones, and generators to overcome constraints associated … missionary schools from Kenya's colonial past, as well as geographical indicators such as rainfall, changes in forest cover, and …
Persistent link: https://www.econbiz.de/10008788724
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Minimum Wages in Kenya
Andalon, Mabel; Pagés, Carmen - Institute for the Study of Labor (IZA) - 2008
This paper examines the performance of minimum wage legislation in Kenya, both in terms of its coverage and enforcement …
Persistent link: https://www.econbiz.de/10005761918