and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …

In 2007, China launched a subsidized voluntary public health insurance program, the Urban Resident Basic Medical … Insurance, for urban residents without formal employment, including children, the elderly, and other unemployed urban residents …

Recently, Weather Index Insurance (WII) has received considerable attention as a tool to insure farmers against weather … related risks, particularly in developing countries. Donor organizations, local governments, insurance companies, development …

, nonetheless 50% of the Irish population purchase private health insurance. This paper empirically models the propensity to insure … that persistence is a highly significant determinant of demand for private health insurance and also that it reduces the …

insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates …

We analyze dynamic interactions between market insurance, the stock of insurable assets and liquid wealth accumulation … representative agent demands a nonnegligible amount of market insurance. The deductible is substantially higher than in static models … because agents can time-diversify their risk. Market insurance implies welfare gains of around .6% in terms of non …

We document a large and persistent anomaly in the UK car insurance market over the period 2012-13: insurance companies … charged a higher premium for third-party (liability) insurance than comprehensive insurance (which includes third … that consumers are too confused or too poorly informed to arbitrage and that sellers of car insurance do not implement the …

with family related shocks. Therefore, this paper presents evidence on the determinants of insurance participation using …, we employ multivariate probit regressions to analyse factors affecting the participation in different types of insurance … micro health insurance schemes under study. There is strong evidence that microinsurance has not yet succeeded in …