growth bias, has been linked to household financial decision making. We show that exponential growth bias and standard … is linked to household decision making, our results indicate that examining the relationship between exponential growth … bias and household finance without adequate controls for financial literacy may generate biased results. …

socioeconomic characteristics, housing traits, country-specific constant terms, and household unobserved heterogeneity. We attribute … part of this asymmetry to cross-country differences in the expansion of credit markets, which facilitate differential … access to liquidity. Household's reported distress is also affected by excess indebtedness relative to the debt load of …

overdrafts – to finance business activities. Controlling for financial and non-financial household variables we show that self …

We investigate the relationship between social interaction and household finances using data from the British Household … household finances and social interaction, rather than focusing one particular facet of household finances, such as the holding … the household balance sheet, i.e. liabilities and assets. Additionally, we allow the influence of social interaction on …

Some individuals borrow extensively on their credit cards. This paper tests whether present-biased time preferences … correlate with credit card borrowing. In a field study, we elicit individual time preferences with incentivized choice … experiments, and match resulting time preference measures to individual credit reports and annual tax returns. The results …

work more in household production, then among specialized couples income pooling will be positively associated with the … price of commercial domestic services, substitutes for household production. In line with our prediction, analyses of data … from a unique Danish household survey show that complete income pooling is more frequent where commercial domestic services …

use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK … between gambling and the use of credit is remarkably stable across household income. In addition to our household level … Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling and the use of credit are shown to be positively correlated at the …