, savings, length of stay in the U.S., and citizenship status affect the probability of homeownership before the recession and …

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

have larger incentives to save for old age than their husbands. This paper analyses the household members’ attitudes … towards saving for old age, and the relation with the household saving and portfolio choice behaviour. Based on a panel of two …-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …

increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … first experiment finds that self-help peer groups are very potent at increasing savings. In contrast, a more classical … tool to encourage savings. …

situation can be closely monitored, but that it might be a very important complement when savings inhibit observing financial …

the savings rate is not homogeneous. On average, the effect attributed to real estate dominates the other components of … wealth. In addition, the savings rate strongly responds to demographic trends. Besides the direct impact of the age structure …, an indirect effect arises through the accumulation of wealth. The savings rate does not decrease with age in a monotonic …

income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household …