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Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Diaz-Serrano, Luis; Sackey, Frank Gyimah - Institute for the Study of Labor (IZA) - 2015
microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …
Persistent link: https://www.econbiz.de/10011265661
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Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns
de Mel, Suresh; McKenzie, David; Woodruff, Christopher - Institute for the Study of Labor (IZA) - 2008
In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....
Persistent link: https://www.econbiz.de/10005566661
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Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India
Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - Institute for the Study of Labor (IZA) - 2010
experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of …
Persistent link: https://www.econbiz.de/10008560756
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Economic Governance of MFIs: Inside the Black Box
Arun, Thankom; Annim, Samuel Kobina - Institute for the Study of Labor (IZA) - 2010
This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … atmosphere that will enhance the achievement of microfinance social objectives. …
Persistent link: https://www.econbiz.de/10008455552
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What Makes Small Firms Grow? Finance, Human Capital, Technical Assistance, and the Business Environment in Romania
Brown, J. David; Earle, John S.; Lup, Dana - Institute for the Study of Labor (IZA) - 2004
Although the development of a new private sector is generally considered crucial to economic transition, there has been rather little empirical research on the determinants of startup firm growth. This paper uses panel data techniques to analyze a survey of 297 new small enterprises in Romania...
Persistent link: https://www.econbiz.de/10005762176
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Inclusive Growth: What Future for the European Social Model?
Schmid, Günther - Institute for the Study of Labor (IZA) - 2014
This essay starts, after a short introduction on the importance and dimensions of “inclusive growth”, with a brief empirical sketch on to what extent Europe has already succeeded with respect to this ambitious goal. The result is quite sobering and gives rise to the question: why is it so?...
Persistent link: https://www.econbiz.de/10010884390
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Child Poverty and Changes in Child Poverty in Rich Countries Since 1990
Chen, Wen-Hao; Corak, Miles - Institute for the Study of Labor (IZA) - 2005
This paper documents levels and changes in child poverty rates in 12 OECD countries using data from the Luxembourg Income Study project, and focusing upon an analysis of the reasons for changes over the 1990s. The objective is to uncover the relative role of income transfers from the state in...
Persistent link: https://www.econbiz.de/10005233815
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Social Policies for a Recovery
Immervoll, Herwig; Llena-Nozal, Ana - Institute for the Study of Labor (IZA) - 2011
The fallout from the global economic downturn of 2008-09 is a continuing source of stress on families and a constraint on government policies. How can social policies contribute to a quick and equitable recovery from the crisis and how can they best respond to the difficulties that households...
Persistent link: https://www.econbiz.de/10009325413
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Do Europe's Minimum Income Schemes Provide Adequate Shelter against the Economic Crisis and How, If at All, Have Governments Responded?
Marchal, Sarah; Marx, Ive; Van Mechelen, Natascha - Institute for the Study of Labor (IZA) - 2011
The present economic crisis comes against the background of decades of policy changes that have generally weakened the capacity of social safety nets to offer citizens with adequate resources for financial survival when labour markets fail to do so. Building on data for 24 European Union...
Persistent link: https://www.econbiz.de/10009416941
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A Forgotten Issue: Distributional Effects of Day Care Subsidies in Germany
Kreyenfeld, Michaela; Spiess, C. Katharina; Wagner, Gert G. - Institute for the Study of Labor (IZA) - 2000
In general child care subsidies are widely accepted as a means to create equal chances for mothers in the labour market as well as for children. Although there is a general consensus that the use of child care should be publicly supported, there is no consensus on how this should be done....
Persistent link: https://www.econbiz.de/10005703636