Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

It has been well documented in the literature that ethnicity matters significantly in the determination of savings. In … particular, African-American savings lag far behind savings for other ethnic groups. Similarly, the literature also provides … explanation for the savings gap that still exists between African-Americans and White Americans even after accounting for …

Using combined data from population censuses and Urban Household Surveys, we study the effects of demographic … structural changes on the rise in household saving in China. Variations in fines across provinces on unauthorized births under … investigated in the context of household saving decisions in China. …

One suggested hypothesis for the dramatic rise in household borrowing that preceded the financial crisis is that low … households. Using household level data on debt accumulation during 2001-2012, we show that low-income households in high …

stringent conditions hold. This paper shows that when the two-earner household's saving decision is formulated more generally …

, savings, length of stay in the U.S., and citizenship status affect the probability of homeownership before the recession and …

increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … first experiment finds that self-help peer groups are very potent at increasing savings. In contrast, a more classical … tool to encourage savings. …

sides of the Atlantic – Europe and the United States. Based on the existing literature and on a statistical analysis of … religious landscape of Europe and of the United States and projections for the future; (ii) religiosity of immigrants (in Europe … religiosity and integration different in Europe and in the United States, due to historical differences in the state …