-income households increased their demand for credit to finance higher consumption expenditures in order to "keep up" with higherincome … the underlying type of the applicant, so that banks ultimately channel more credit toward lower-income applicants in low …

Household credit, especially for mortgages, has doubled over the past years in the new European Union member countries … tenure status in the newer member countries as well. Finally, there is no evidence that access to mortgage credit is based on …

part of this asymmetry to cross-country differences in the expansion of credit markets, which facilitate differential … therefore tends to diminish in more expanded credit markets and this process can be reinforced by reference to other households …

use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK … Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling and the use of credit are shown to be positively correlated at the … between gambling and the use of credit is remarkably stable across household income. In addition to our household level …

Agricultural credit is one of the most crucial inputs in all agricultural development programmes. Access of rural … credit has still remained scarce in India. Primary Agriculture Credit Societies (PACS) working at grass-root level, having … institution. The present study examines the recovery performance of rural credit given by PACS in six different regions of India …