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Risk Management among the Poor: The Case of Microfinancial Services
Arun, Thankom; Bendig, Mirko - Institute for the Study of Labor (IZA) - 2010
This paper argues that the level of financial services provision determines the risk management strategies among the poor. The paper estimates the determinants of the household’s use of one, two or all three types of microfinancial services applying ordered probit models and additionally...
Persistent link: https://www.econbiz.de/10008564688
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Access to Banking Services and Poverty Reduction: A State-wise Assessment in India
Bhandari, Amit Kumar - Institute for the Study of Labor (IZA) - 2009
poorest sections of society. In India, financial inclusion emphasizes to include maximum number of people under formal …
Persistent link: https://www.econbiz.de/10005070421
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Financial Sector Regulation and Reforms in Emerging Markets: An Overview
Prasad, Eswar - Institute for the Study of Labor (IZA) - 2010
This paper provides an overview of the complex conceptual and practical challenges that emerging market economies face as they attempt to reform their frameworks for financial regulation. These economies are striving to balance the quest for financial stability with the imperatives of financial...
Persistent link: https://www.econbiz.de/10008682959
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A Multi-Method Approach to Identifying Norms and Normative Expectations within a Corporate Hierarchy: Evidence from the Financial Services Industry
Burks, Stephen V.; Krupka, Erin L. - Institute for the Study of Labor (IZA) - 2011
This paper presents the results of a field study at a large financial services firm that combines multiple methods, including two economic experiments, to measure ethical norms and their behavioral correlates. Standard survey questions eliciting ethical evaluations of actions in on-the-job...
Persistent link: https://www.econbiz.de/10009151026
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Education and Self-Employment: South Asian Immigrants in the US Labor Market
Dutta, Nabamita; Kar, Saibal; Roy, Sanjukta - Institute for the Study of Labor (IZA) - 2014
Does higher educational attainment lead to greater participation in self-employment? Available studies agree and disagree on this subject through various explanations. We invoke an empirical example from the experiences of immigrants moving from poor countries to rich countries. Further, we...
Persistent link: https://www.econbiz.de/10010884310
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Corruption, Shadow Economy and Income Inequality: Evidence from Asia
Kar, Saibal; Saha, Shrabani - Institute for the Study of Labor (IZA) - 2012
A number of recent studies for Latin America show that as the size of the informal economy grows, corruption is less harmful to inequality. We investigate if this relationship is equally compelling for developing countries in Asia where corruption, inequality and shadow economies are...
Persistent link: https://www.econbiz.de/10010604102
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Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Diaz-Serrano, Luis; Sackey, Frank Gyimah - Institute for the Study of Labor (IZA) - 2015
microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …
Persistent link: https://www.econbiz.de/10011265661
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Economic Governance of MFIs: Inside the Black Box
Arun, Thankom; Annim, Samuel Kobina - Institute for the Study of Labor (IZA) - 2010
This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … atmosphere that will enhance the achievement of microfinance social objectives. …
Persistent link: https://www.econbiz.de/10008455552
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What Makes Small Firms Grow? Finance, Human Capital, Technical Assistance, and the Business Environment in Romania
Brown, J. David; Earle, John S.; Lup, Dana - Institute for the Study of Labor (IZA) - 2004
Although the development of a new private sector is generally considered crucial to economic transition, there has been rather little empirical research on the determinants of startup firm growth. This paper uses panel data techniques to analyze a survey of 297 new small enterprises in Romania...
Persistent link: https://www.econbiz.de/10005762176
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Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India
Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - Institute for the Study of Labor (IZA) - 2010
experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of …
Persistent link: https://www.econbiz.de/10008560756