Microeconomic theory predicts that under certain regularity conditions higher idiosyncratic risk increases the … and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …

In 2007, China launched a subsidized voluntary public health insurance program, the Urban Resident Basic Medical … Insurance, for urban residents without formal employment, including children, the elderly, and other unemployed urban residents …

Recently, Weather Index Insurance (WII) has received considerable attention as a tool to insure farmers against weather … related risks, particularly in developing countries. Donor organizations, local governments, insurance companies, development …

This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy … trusting plays an important role. Trust is clearly associated with greater willingness to pay for insurance. Unlike in previous … of breach is negligible. However, as for much B2C insurance marketing, face-to-face selling plays a crucial role in our …

The problem of the uninsured – those eschewing the purchase of health insurance policies – cannot be fully understood … without considering informal alternatives to market insurance called "self-insurance" and "self-protection", including the … a "full-insurance" paradigm that includes all 4 measures of insurance as interacting components, and analyzing their …

, nonetheless 50% of the Irish population purchase private health insurance. This paper empirically models the propensity to insure … that persistence is a highly significant determinant of demand for private health insurance and also that it reduces the …

insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates …

We analyze dynamic interactions between market insurance, the stock of insurable assets and liquid wealth accumulation … representative agent demands a nonnegligible amount of market insurance. The deductible is substantially higher than in static models … because agents can time-diversify their risk. Market insurance implies welfare gains of around .6% in terms of non …