Similar Search Results

Access to Banking Services and Poverty Reduction: A State-wise Assessment in India

Bhandari, Amit Kumar - Institute for the Study of Labor (IZA) - 2009

access to bank accounts. The present study investigates the drive to financial inclusion in the form of the growth in bank … bank accounts is not significantly associated with the reduction in below poverty line population across states. Providing …

Persistent link: https://www.econbiz.de/10005070421

Financial Sector Regulation and Reforms in Emerging Markets: An Overview

Prasad, Eswar - Institute for the Study of Labor (IZA) - 2010

This paper provides an overview of the complex conceptual and practical challenges that emerging market economies face as they attempt to reform their frameworks for financial regulation. These economies are striving to balance the quest for financial stability with the imperatives of financial...

Persistent link: https://www.econbiz.de/10008682959

Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana

Diaz-Serrano, Luis; Sackey, Frank Gyimah - Institute for the Study of Labor (IZA) - 2015

microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …

Persistent link: https://www.econbiz.de/10011265661

What Makes Small Firms Grow? Finance, Human Capital, Technical Assistance, and the Business Environment in Romania

Brown, J. David; Earle, John S.; Lup, Dana - Institute for the Study of Labor (IZA) - 2004

Although the development of a new private sector is generally considered crucial to economic transition, there has been rather little empirical research on the determinants of startup firm growth. This paper uses panel data techniques to analyze a survey of 297 new small enterprises in Romania...

Persistent link: https://www.econbiz.de/10005762176

Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India

Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - Institute for the Study of Labor (IZA) - 2010

Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit. Conditional on borrowing from any source,...

Persistent link: https://www.econbiz.de/10008560756

Economic Governance of MFIs: Inside the Black Box

Arun, Thankom; Annim, Samuel Kobina - Institute for the Study of Labor (IZA) - 2010

This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … atmosphere that will enhance the achievement of microfinance social objectives. …

Persistent link: https://www.econbiz.de/10008455552

Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns

de Mel, Suresh; McKenzie, David; Woodruff, Christopher - Institute for the Study of Labor (IZA) - 2008

In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....

Persistent link: https://www.econbiz.de/10005566661

Risk Management among the Poor: The Case of Microfinancial Services

Arun, Thankom; Bendig, Mirko - Institute for the Study of Labor (IZA) - 2010

This paper argues that the level of financial services provision determines the risk management strategies among the poor. The paper estimates the determinants of the household’s use of one, two or all three types of microfinancial services applying ordered probit models and additionally...

Persistent link: https://www.econbiz.de/10008564688

A Multi-Method Approach to Identifying Norms and Normative Expectations within a Corporate Hierarchy: Evidence from the Financial Services Industry

Burks, Stephen V.; Krupka, Erin L. - Institute for the Study of Labor (IZA) - 2011

This paper presents the results of a field study at a large financial services firm that combines multiple methods, including two economic experiments, to measure ethical norms and their behavioral correlates. Standard survey questions eliciting ethical evaluations of actions in on-the-job...

Persistent link: https://www.econbiz.de/10009151026

The Big Trade-Off in the World of Labor

Zimmermann, Klaus F. - Institute for the Study of Labor (IZA) - 2015

The world is changing rapidly. This paper describes key shifts and it discusses their likely impacts on employment-related aspects. Labor market pressures are felt around the globe, and robots and automation increasingly become reality. However, there will be no "end of work". Rather, it is that...

Persistent link: https://www.econbiz.de/10011269610