lower transaction costs. A question arising from this observation is how the official market, namely banks, can compete with … regarding their choices of currency trading modes suggests that banks can attract exporters by exploiting the economies of scope …

flow of funds and segment reports (information) of local universal banks, whose loans outstanding to the industrial sector …, (2) their profitability has come from investment activities in the securities markets, and (3) some universal banks have … detailed analysis, diverse business strategies would be expected among the local universal banks in the near future. …

fulfill its role in Indonesia? Does deposit insurance affect depositor behavior thereby imposing discipline on banks? These … questions are empirically examined using panel data on Indonesian commercial banks from 1998 to 2009. In Indonesia deposit … interest rate. The empirical results show that depositors pay attention to bank soundness and riskiness and select banks based …

Based on the consolidated statements data of the universal/commercial banks (UKbank) and non-bank financial …

structure of banking sector is substantially-changed. Currently, ownership of major commercial banks is dominated by foreign …. Foreign banks tend to lend mainly to large firms; this paper examines whether the credit to small and medium-sized enterprises … (SMEs) is affected by foreign capital entry into the Indonesian banking sector. Empirical results show that banks owned by …

After the Asian financial crisis of 1997, it was confirmed that banks lend to their related parties in many countries … the profitability and risk of banks in Indonesia are examined using panel data from 1994 to 2007 comprising a total of 74 … Indonesian banks. The effects on return on asset (ROA) varied at different periods. Before and right after the crisis, a higher …

The improvement of financial intermediation functions is crucial for a robust banking system. When lending, banks have … to cope with such problems as information asymmetry and adverse selection. In order to mitigate these problems, banks … examines the financial intermediation functions of banks in Indonesia and analyzes the importance of bank lending to firms. The …

This article provides an analysis of how banks determine levels of information production when they are in imperfect … competition and there is a condition of information asymmetry between borrowers and banks. Specifically, the study concentrates on … information production activities of banks in duopoly where they simultaneously determine intensity of pre-loan screening as well …

decline in the family ownership of banks as well as the arrival of new entrants. How did these changes affect a banking … industry in which the six largest local banks accounted for over 70 percent of market share? The estimated Lerner index from …