two of India’s poorest states and offered through women’s self-help groups (SHGs). We examine what drives uptake, the … household head, more likely to be insured as compared to other relatives. Sixth, offering insurance through women’s SHGs appears … to mitigate concerns about the inclusiveness and sustainability of CBHI schemes. Given the pan-Indian spread of SHGs …

insurance (CBHI) schemes have been functioning in rural India. These CBHI schemes may design their benefit packages according to … of India’s poorest states.1 We find that the majority of respondents do access some form of care and that there is …