paper, the authors carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk for business … compared to self-reported sales, subsequent loan repayment performance, and credit bureau data to determine if psychometric …-based credit scoring models could reduce the constraints on MSME finance. The authors created a scorecard based on that information …

problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper … carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk among SME clients of Banco Ciudad … repayment records to determine if psychometric-based credit scoring models could help ameliorate the constraints to SME finance …

problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper … carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk among SME clients of Banco Ciudad … repayment records to determine if psychometric-based credit scoring models could help ameliorate the constraints to SME finance …