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In Guatemala there are substantial and growing imbalances in the housing market; at the same time, financial markets remain shallow and underdeveloped. The analytical framework applied in this paper starts by identifying the types of market failures responsible for the underdevelopment of the...
Persistent link: https://www.econbiz.de/10009386073
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financial implications for participating mortgage issuers, as poorer applicants with lower job stability are injected into the …’s principal mortgage issuer, which contains information on borrowers’ repayment behavior. It is found that borrowers who received … not seem to have negative financial implications for participating mortgage institutions. …
Persistent link: https://www.econbiz.de/10009386051
Housing for most Peruvians is improving but is still grossly inadequate. Nonetheless, public housing finance policies mainly involve programs that subsidize middle-income families and banks that lend to them. Research summarized in this paper indicates that financing will not be the main...
Persistent link: https://www.econbiz.de/10009386049
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This paper analyzes the determinants of housing demand for Uruguay and the extent to which housing policies have an impact on their target population. The paper first analyzes the determinants of housing demand, following an approach based on Rosen’s (1974) two-step procedure consisting of...
Persistent link: https://www.econbiz.de/10009386047
those working in the informal sector are more likely to purchase informal dwellings. Subsidies and access to mortgage credit …
Persistent link: https://www.econbiz.de/10009386067
owned and/or occupied substandard housing, sometimes without title. The lack of a mortgage market after 2001 explains the …
Persistent link: https://www.econbiz.de/10010617884
The microinsurance market in Latin America is still in its embryonic phase. The purpose of this technical note is to better inform donors, national governments, and insurance companies interested in promoting financial inclusion about how they can accelerate the development of microinsurance...
Persistent link: https://www.econbiz.de/10010652678
El presente estudio evalúa los sitios web de transparencia de los gobiernos de 18 países Latinoamericanos por medio de la búsqueda en Internet, con el propósito de identificar tres tipos de requisitos relacionados con: (i) la revelación del contenido de la gestión de las finanzas...
Persistent link: https://www.econbiz.de/10010653212