Before the late 1970s, rural dwellers in Ghana had almost no access to institutional credit for farm and nonfarm … response to this situation, the Government of Ghana took several measures to increase access to credit in rural areas …

, particularly in credit markets. Recent research reveals that biometric technology can help reduce these problems. A biometric is a … implemented in India by the Unique Identification Authority of India. Biometric technology can also improve access to credit and …

information asymmetries when delivering credit to the poor. This paper proposes an empirical method to address the potential …

poor might be resolved by access to credit alone -- the ability to acquire assets, to start businesses, to finance … rises from conventional banks and finance companies. Analyzing the failures of credit programs aimed at small farmers and …

source of credit are major determinants of loan demand. Agrodealers need to organize themselves into input trading …

) analyze the demand for agricultural credit by farmers and highlight the key determinants of this demand, (3) ascertain the … extent to which farmers are credit rationed and the factors influencing the emerging rationing scenarios, and (4) suggest … policy measures to address the problem of agricultural credit rationing and enhance the demand for credit. The study employs …

This paper analyzes the repayment rates of credit groups belonging to three group-based credit programs in Bangladesh … whole to repay loans. Specific tests are performed on the following hypothesized determinants: group size, size of loans …