liquidity constraints. Existing models for wealth and intertemporal choice predict that reference dependence reduces savings but …

This research was undertaken to understand gender issues on the distribution of, access to, and control over major …

educated, rich, and proactive individuals were more likely to purchase insurance. Risk aversion was associated with low … risk reduced demand for insurance, particularly when the price of the contract was high, and that provision of insurance …

While there is a fast-growing policy interest in offering financial products to help rural households manage risk, the … savings for emergencies, even when we controlled for access to informal insurance and differences in crop choice. We … hypothesize that this difference results from the fact that although men and women are equally exposed to yield risk, women face …

risk management product. Using a discrete choice experiment, we assess farmers’ preferences for these two tools … manage drought risk: weather index insurance and a recently released drought-tolerant rice variety. We illustrate how these … tools can independently address drought risk and demonstrate the potential for these tools to be combined in a complementary …