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Low demand for micro-insurance has been a prominent problem in developing countries. We study the dynamics of insurance demand by risk-averse farmers who can borrow and lend subject to a credit constraint and who also perceive a risk of insurer default. Credit constraints and the possibility of...
Persistent link: https://www.econbiz.de/10011132702
service providers on agricultural technology adoption. The results suggest that access to institutional finance has …Financial cooperatives and microfinance institutions (MFIs) are the two major sources of rural finance in Ethiopia …
Persistent link: https://www.econbiz.de/10011200216
This document describes the construction of a social accounting matrix (SAM) for Senegal. The SAM is based upon 2011 national accounts statistics and provides a consistent framework for the assessment of growth and employment policies.
Persistent link: https://www.econbiz.de/10011200218
Using data from microenterprises of the handloom sector in four regions of Ethiopia, the paper shows that clustering, through specialization and division of labor, can lower entry barriers by reducing the initial capital required to start a business. This effect is found to be significantly...
Persistent link: https://www.econbiz.de/10008862357
Agricultural research and development has stimulated enormous increases in agricultural productivity in the twentieth … century. Now, in response to common pressures, countries the world over are changing how they manage and pay for agricultural … R&D. Paying for Agricultural Productivity reviews agricultural R&D policy in Australia, the Netherlands, New Zealand …
Persistent link: https://www.econbiz.de/10010752678
This study employs primary data collected through structured questionnaires from 300 agrodealers and uses a Tobit type-II model for the analysis. The results show that interest rate, debt, value of asset, membership of trading association, and source of credit are major determinants of loan...
Persistent link: https://www.econbiz.de/10011114774
) analyze the demand for agricultural credit by farmers and highlight the key determinants of this demand, (3) ascertain the … policy measures to address the problem of agricultural credit rationing and enhance the demand for credit. The study employs …
Persistent link: https://www.econbiz.de/10011114780
literature is still scant as to which products are the most effective. In order to inform gender targeting of rural finance … male and female farmers who are offered index-based agricultural insurance with those who are offered a variety of savings … instruments. We found that female farm managers were less likely to purchase agricultural insurance and more likely to invest in …
Persistent link: https://www.econbiz.de/10011272207
A large body of literature suggests that consumers derive utility from gains and losses relative to a reference point. This paper shows that such reference dependence can affect savings in opposite directions depending on whether people face liquidity constraints. Existing models for wealth and...
Persistent link: https://www.econbiz.de/10011272210
Weather-related production risks remain one of the most serious constraints to agricultural production in much of the …
Persistent link: https://www.econbiz.de/10011272213