Karlan, Dean; Kutsoati, Ed; McMillan, Margaret; Udry, Chris - International Food Policy Research Institute (IFPRI) - 2010
investigate (1) the role of crop-price risk in reducing demand for credit among famers and (2) how risk mitigation changes farmers …’ investment decisions. In rural Ghana, we offer farmers loans with an indemnity component that forgives 50 percent of the loan if …