Showing 1 - 6 of 6
This paper deals with the relationship of short-term and long-term interest rates and the amount of deposits and loans of households. The aim is to demonstrate the relationship between interest and Current Discount Index (CDI). CDI expresses the growth rate of the ratio of loans to deposits of...
Persistent link: https://www.econbiz.de/10011209985
This paper studies the interdependence of households’ financial assets and liabilities in European countries. Most studies treat household liabilities as negative assets and relate households’ decisions to their net wealth. However, the components of net wealth, i.e. financial liabilities,...
Persistent link: https://www.econbiz.de/10011210003
Food security is one of the most critical problems facing Sub Sahara Africa as more than 45 percent of households have moderate to severe household hunger. The number of poor people living in urban areas is increasing as well as the number of food insecure households, mainly because of the...
Persistent link: https://www.econbiz.de/10011275035
This paper estimates the effect of contactless payment on the spending ratio in terms of transactions for different transaction types at the point-of-sale. The specifc devices that are investigated are debit and credit cards, to which the feature is embedded. Data is drawn from a national...
Persistent link: https://www.econbiz.de/10011207195
This paper investigates the impact of household debt on the consumption during the last reces-sion. The total financial debt has been raising markedly during the past three decades in ad-vanced economies and the discussion about economic implications of household debt has re-ceived high...
Persistent link: https://www.econbiz.de/10011207254
Financial education programs that are being conducted in many countries are relatively new. Therefore, literature on financial literacy is also a developing field which has not yet reached maturity. This paper provides a review current research on financial literacy and identifies gaps in the...
Persistent link: https://www.econbiz.de/10011207256