in recent years. The banking sector has become concentrated, and profitability of banks is relatively high and growing … services offered by banks …

is a core of strong banks that are well managed and appear resilient to further shocks, vulnerabilities remain …. Substantial progress has been made in reforming the former savings banks, and the most vulnerable institutions have either been … further restructuring and recapitalization of some of the remaining weaker banks may be needed as a result of deteriorating …

, sovereign risk, upcoming changes in the regulatory rules, and behavioral changes of banks. The test results revealed that German … banks are robust against many shocks, and that important vulnerabilities still remain. …

keep up-to-date with banking sector developments. Banks face a reputation risk arising from exposure to money laundering … plans for dealing with bank failures and other problem cases. Experience elsewhere suggests also that it can be valuable to …

banks built up large exposures in the Baltics that significantly increased loan losses beyond normal recessionary levels. In …

-based indicators, and stress tests. Cypriot commercial banks are weaker than their counterparts in Greece and also less stable than … cooperative banks in Cyprus. Credit risk appears as the main source of risk in the banking sector, with demand for real estate …