credit growth experienced by these countries. We find that, on average, both bank capitalization and lending activities in …

systems. Based on theory and stylized facts, the paper explores a range of financial and real variables that explain such PoDs … across time. We find property price fluctuations and bank credit to be important explanatory factors. There is two …

The Basel Committee on Banking Supervision has proposed linking capital requirements for bank loans to ratings by …

Mercosur? The objective of this paper is to answer this question by analyzing changes in bank behavior after crises in the … literature-to post-crisis bank behavior. Using a panel dataset of commercial banks during the period 1990-2006, we analyze the … impact of crises on four sets of financial indicators of bank behavior-profitability, maturity preference, credit supply, and …

This paper considers the implementation challenges facing the Basel Committee’s new proposals on bank capital standards … challenges. On enhancing market discipline, incentives for markets to exercise discipline will be required. …

convey to bank shareholders when market and credit risk regulatory capital requirements are set using bank internal model … requirements will cause distortions in bank lending behavior. …