Showing 1 - 10 of 467
The global financial crisis has highlighted the importance of early identification of weak banks: when problems are … identified late, solutions are much more costly. Until recently, Europe has seen only a small number of outright bank failures …, which made the estimation of early warning models for bank supervision very difficult. This paper presents a unique database …
Persistent link: https://www.econbiz.de/10005826186
The 2009 Article IV Consultation highlights that the near-term outlook for Belgium is challenging, with real GDP expected to drop by about 3 percent in 2009 and a gradual recovery projected for 2010. The unemployment rate will continue to rise in 2010, and inflation pressures are expected to...
Persistent link: https://www.econbiz.de/10011242736
, or is relatively inefficient, then imperfect competition and intermediate levels of bank risks are optimal. These results … to scale of the intermediation technology used by banks to screen and/or monitor borrowers. If the intermediation … technology exhibits increasing returns to scale, or it is relatively efficient, then perfect competition is optimal and supports …
Persistent link: https://www.econbiz.de/10009401196
far-reaching banking sector reforms undertaken in Uganda to improve competition and efficiency. Using models that have … been previously used only in industrial countries, we find that the level of competition has increased significantly and … has been associated with a rise in efficiency. Moreover, on average, larger banks and foreign-owned banks have become more …
Persistent link: https://www.econbiz.de/10005826275
'Afrique Centrale (CEMAC) and the level of bank competition at the regional level. Using a mix of quantitative and qualitative … excess liquidity in the region. Other data also indicate that bank competition within the CEMAC as a region is limited …
Persistent link: https://www.econbiz.de/10005599544
We use data for more than 2,600 European banks to test whether increased competition causes banks to hold higher … capital ratios. Employing panel data techniques, and distinguishing between the competitive conduct of small and large banks …, we show that banks tend to hold higher capital ratios when operating in a more competitive environment. This result holds …
Persistent link: https://www.econbiz.de/10005605326
Traditional bank competition policy seeks to balance efficiency with incentives to take risk. The main tools are rules … argue that bank competition policy should be reoriented to deal with the too-big-to-fail (TBTF) problem. It should also … focus on the permissible scope of activities rather than on market structure of banks. And following a crisis, competition …
Persistent link: https://www.econbiz.de/10010790360
This paper investigates the degree of bank competition in the euro area, the U.S. and U.K. before and after the recent … financial crisis, and revisits the issue whether the introduction of EMU and the euro have had any impact on bank competition …. The results suggest that the level of bank competition converged across euro area countries in the wake of the EMU. The …
Persistent link: https://www.econbiz.de/10009151235
smaller bank size. Overall, we find that concentrated market structures and lack of competition in LICs banking systems and … at the bank level, we find that within LICs a substantial part of the variation in interest margins can be explained by … bank-specific factors: margins tend to increase with higher riskiness of credit portfolio, lower bank capitalization, and …
Persistent link: https://www.econbiz.de/10011242199
Despite the external origin of the financial crisis, the potential impact on India’s corporate sector could be large, as India has become increasingly integrated with the global economy in the past decade. The Selected Issues paper discusses India’s economic development and...
Persistent link: https://www.econbiz.de/10011244625