Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a … elements of credit risk management and important to prudential oversight. As illustrated in this paper, valuation feeds into … indicators of overall bank soundness and key macroprudential indicators. Country practices and recent moves to more forward …

Our proposal draws on the premise that the availability of stable demand deposits for bank lending, in the process of … which inside money is created, does not require any act of intentional saving. The mechanism allowing banks to lend deposits …

Do financial sector reforms necessarily result in expansion of credit to the private sector? How does bank ownership … ask whether public and private banks deployed resources freed up by reduced state preemption to increase credit to the … affect the availability of credit to the private sector? Empirical evidence is somewhat mixed on these issues. We use the …

This paper presents the Financial Sector Stability Assessment Update on the Russian Federation. Indicators of bank … soundness and performance are broadly favorable but credit risk poses a challenge over the medium term, and capitalization … should rise to support continued banking sector development. The system has weathered the global credit crunch that began in …

on a sample of Latin American countries, we find that ongoing central bank intervention in the foreign exchange market …

, and credit to the private sector has risen threefold. Loan classification, provisioning, and even capital remain uneven in …

. It also compares Australian banks with their international peers. Finally, it investigates banks' exposure to credit risk … using the new Basel II Pillar 3 disclosure data. The analysis shows that Australian banks have remained very sound by …