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has been associated with a rise in efficiency. Moreover, on average, larger banks and foreign-owned banks have become more … efficient, while smaller banks have become less efficient in the face of increased competitive pressures. …
Persistent link: https://www.econbiz.de/10005826275
Traditional bank competition policy seeks to balance efficiency with incentives to take risk. The main tools are rules … guiding entry/exit and consolidation of banks. This paper seeks to refine this view in light of recent changes to financial … services provision. Modern banking is largely market-based and contestable. Consequently, banks in advanced economies today …
Persistent link: https://www.econbiz.de/10010790360
'Afrique Centrale (CEMAC) and the level of bank competition at the regional level. Using a mix of quantitative and qualitative … excess liquidity in the region. Other data also indicate that bank competition within the CEMAC as a region is limited …
Persistent link: https://www.econbiz.de/10005599544
sector reforms in 1992. Using annual data on scheduled commercial banks for the period 1996-2004, the paper evaluates the …
Persistent link: https://www.econbiz.de/10005825694
in recent years. The banking sector has become concentrated, and profitability of banks is relatively high and growing … services offered by banks. …
Persistent link: https://www.econbiz.de/10011244565
dealing with weak banks and other merger and acquisition reviews focus on stability and competition objectives. … the Italian banking sector has intensified in loan and deposit markets in recent years, but banks still operate in a … should act as a powerful force to drive banks to become more competitive and efficient. Competition policy will also continue …
Persistent link: https://www.econbiz.de/10005769248
This study reinvestigates the theoretical relationship between competition in banking and banks' exposure to risk of … failure. There is a large existing literature that concludes that when banks are confronted with increased competition, they … they do not detect two fundamental risk-incentive mechanisms that operate in exactly the opposite direction, causing banks …
Persistent link: https://www.econbiz.de/10005599568
significant bank consolidation has been taking place in these countries, reflected in a sharp decline in the number of banks, this … increased participation of foreign banks, appears to have prevented a decline in competitive pressures associated with …
Persistent link: https://www.econbiz.de/10005264153
Fiscal expansion after euro accession led to a buildup of large economic imbalances, and a program to make fiscal policy and the fiscal and debt position sustainable was initiated. However, the program saw opposition from the outset and structural reforms stalled, which unsettled the investment...
Persistent link: https://www.econbiz.de/10011243465
restructuring frameworks as well as improving banks’ loan resolution practices so that Greece’s banks are positioned to support …
Persistent link: https://www.econbiz.de/10011245714