credit growth experienced by these countries. We find that, on average, both bank capitalization and lending activities in … Latin America increased after Basel. Consequently, Basel did not seem to lead to an overall credit decline. However, we do … Basel II might cause greater procyclicality of credit. …

In this paper, we analyze credit growth in Sub-Saharan Africa over the past decade focusing on the post-2002 rapid … credit growth in select countries. We develop regression models of the fundamental determinants of bank credit and use them … to examine whether they can fully explain developments in rapid credit growth countries. We then argue that rapid credit …

macroprudential standards for mortgage lending while undertaking tax reforms to gradually reduce incentives for excessive leverage …

We show that the lightly regulated non-bank mortgage originators contributed disproportionately to the recent boom …-bust housing cycle. Using comprehensive data on mortgage originations, which we aggregate at the county level, we first establish …

The rapid mortgage credit growth experienced in recent years in mature and emerging countries has raised some stability … markets facing similar risks related to mortgage credit. … concerns. Many European credit institutions in mature markets have reacted by increasing securitization, particularly via …