Showing 1 - 10 of 475
We examine the role of bank balance sheet strength in the transmission of financial sector shocks to the real economy … structural liquidity positions in 2007Q2 to estimate the impact of exposure to market freezes during 2007–08 on the supply of … bank credit. We find that banks with strong balance sheets were better able to maintain lending during the crisis. In …
Persistent link: https://www.econbiz.de/10011142046
liquidity risk. We find an inverted U-shaped relationship between capital requirements and bank lending, efficiency, and welfare …This paper studies the impact of bank regulation and taxation in a dynamic model with banks exposed to credit and …, with their benefits turning into costs beyond a certain requirement threshold. By contrast, liquidity requirements reduce …
Persistent link: https://www.econbiz.de/10011142059
The aim of this paper is to take a closer look at IMF conditionality in the banking sector. Our analysis shows that while such conditionality became more stringent following the Asian crisis, compliance has remained broadly unchanged, comparing unfavorably with other structural reforms. The...
Persistent link: https://www.econbiz.de/10005826164
Rapid credit growth in Bulgaria, Romania, and Ukraine has been driven by successful macroeconomic stabilization, robust growth, and capital inflows. While financial deepening is both expected and welcome, the recent expansions appear to have been excessive, as evidenced by widening current...
Persistent link: https://www.econbiz.de/10005826445
thereof. These factors have challenged the effectiveness of many of the typical tools for bank resolution. This publication … focuses on the issues raised in systemic crises, not on the resolution of individual bank problems. Based on the lessons …
Persistent link: https://www.econbiz.de/10005590869
Persistent link: https://www.econbiz.de/10005590929
The staff report summarizes the financial sector issues of Tanzania. It assesses the overall stability and development issues, and provides an overview of the financial system highlighting its soundness and vulnerabilities. It analyzes risk management, regulation and supervision, and the...
Persistent link: https://www.econbiz.de/10005591619
A well-designed deposit insurance system (DIS) will provide incentives for citizens to keep the financial system sound. However, a poorly designed DIS can foster a financial crisis. This paper, therefore, makes recommendations for creating and running a limited, incentive-compatible, DIS. The...
Persistent link: https://www.econbiz.de/10005599779
resulting in an acceleration of bank lending. In particular, regulatory reforms pertaining to loan classification and … provisioning as well as liquidity requirements are reviewed and evaluated against best practices. The paper concludes that …
Persistent link: https://www.econbiz.de/10008528653
Using a multi-country panel of banks, we study whether better capitalized banks experienced higher stock returns during the financial crisis. We differentiate among various types of capital ratios: the Basel risk-adjusted ratio; the leverage ratio; the Tier I and Tier II ratios; and the tangible...
Persistent link: https://www.econbiz.de/10008777012