remains unclear the extent to which currently reported data reflect the true credit risk in loan portfolios and whether … lending decisions have started to be taken on a commercial basis. We examine lending growth, credit pricing, and regional … (SCBs). We find that the SCBs have slowed down credit expansion, but that the pricing of credit risk remains …

credit growth experienced by these countries. We find that, on average, both bank capitalization and lending activities in … Latin America increased after Basel. Consequently, Basel did not seem to lead to an overall credit decline. However, we do … Basel II might cause greater procyclicality of credit. …

credit growth in select countries. We develop regression models of the fundamental determinants of bank credit and use them …In this paper, we analyze credit growth in Sub-Saharan Africa over the past decade focusing on the post-2002 rapid … to examine whether they can fully explain developments in rapid credit growth countries. We then argue that rapid credit …

resulting in an acceleration of bank lending. In particular, regulatory reforms pertaining to loan classification and …

of distress, complicating the bank resolution process ?specially for large banks?and may not provide adequate incentives …