Showing 1 - 10 of 32
We use a unique data set of linked birth records from Florida to analyze the intergenerational transmission of health at birth by parental gender. We show that both paternal and maternal birth weights significantly predict the child's birth weight, even after accounting for all genetic and...
Persistent link: https://www.econbiz.de/10013334454
This paper introduces four new intergenerational and multigenerational datasets which follow both sons and daughters and which can be used to study the persistence of longevity, socioeconomic status, family structure, and geographic mobility across generations. The data follow the children of...
Persistent link: https://www.econbiz.de/10013477239
Statistical agencies have a dual mandate to provide accurate data and protect the privacy and confidentiality of data subjects. These mandates are fundamentally at odds and therefore must be balanced: more accurate data reduces privacy, while privacy protections introduce error that reduces...
Persistent link: https://www.econbiz.de/10015072930
Recent research has documented that delaying the commencement of Social Security benefits increases the expected present value of retirement income for most people. Despite this research, the vast majority of individuals claim Social Security at or before full retirement age. Claiming Social...
Persistent link: https://www.econbiz.de/10012455827
Most defined contribution pension plans pay benefits as lump sums, yet the US Treasury has recently encouraged firms to protect retirees from outliving their assets by converting a portion of their plan balances into longevity income annuities (LIA). These are deferred annuities which initiate...
Persistent link: https://www.econbiz.de/10012455963
This paper examines the failure of the private market to fully insure long-term care. I argue that the failure is a result of large intertemporal variability in the cost of long-term care. Unlike variability in cross section use, variability in the cost of care affects everyone in a pool and...
Persistent link: https://www.econbiz.de/10012474659
We develop a pair of risk measures, health and mortality delta, for the universe of life and health insurance products. A life-cycle model of insurance choice simplifies to replicating the optimal health and mortality delta through a portfolio of insurance products. We estimate the model to...
Persistent link: https://www.econbiz.de/10012461333
Persistent link: https://www.econbiz.de/10001365559
Persistent link: https://www.econbiz.de/10000910318
Persistent link: https://www.econbiz.de/10013479779