determinants of bank profitability. Profitability remains higher for Spanish banks than for European peers, especially supported by …-to-asset ratios. Panel regression analysis suggests that Spanish banks' profitability is influenced by a combination of structural and … recommends further steps to reduce NPLs and legacy assets, continued cost-cutting measures to enhance the profitability of …

total a touch over 2 percent of GDP. Bank stress tests suggest that the maximum cumulative bank losses from distressed SME …

preserving financial stability. While the legal, regulatory, and supervisory frameworks for banking and insurance sector have …