Showing 1 - 8 of 8
We ask if bank supervisors’ efforts to combat climate change affect banks' lending and their borrowers’ transition to … lending for green purposes. Third, receiving credit from a participating bank facilitates borrowers’ efforts to improve …
Persistent link: https://www.econbiz.de/10014546249
sector health. Based on granular bank-firm data pertaining to small and medium-sized enterprises (SME) from five stressed and …
Persistent link: https://www.econbiz.de/10011646515
by a BigTech bank with those made by traditional banks, it finds that BigTech loans tend to be smaller, and the BigTech … bank grants credit to more new borrowers compared with conventional banks in response to expansionary monetary policy. The … BigTech bank‘s advantages in information, monitoring, and risk management are the potential mechanisms. The analysis also …
Persistent link: https://www.econbiz.de/10013336395
This paper provides both theoretical and empirical analyses of the differences between BigTech lenders and traditional banks in response to monetary policy changes. Our model integrates Knightian uncertainty into portfolio selection and posits that BigTech lenders possess a diminishing...
Persistent link: https://www.econbiz.de/10014517651
This paper studies whether and how banks‘ technology adoption affects the bank lending channel of monetary policy … transmission. We construct a new measurement of bank-level technology adoption, which can tell whether the technology is related to … the bank‘s lending business and which specific technology is adopted. We find that lending-related technology adoption …
Persistent link: https://www.econbiz.de/10012695677
Using the adoption of Zombie Property Law (ZL) across several US states, we show that increased lender accountability in the foreclosure process affects mortgage lending decisions and standards. Difference-in-differences estimations using a state border design show that ZL incentivizes lenders...
Persistent link: https://www.econbiz.de/10014546270
strategy that combines the French bank climate pilot exercise with borrowers‘ carbon emissions to present two novel findings … bank climate stress tests and borrowers‘ reductions in transition risk. …
Persistent link: https://www.econbiz.de/10014496853
This paper studies whether and how banks’ technological innovations affect the bank lending channel of monetary policy … construct a patent-based measurement of bank-level technological innovation, which can specify the nature of technology and tell … whether it is related to the bank’s lending business. We find that lending-related innovations significantly strengthen the …
Persistent link: https://www.econbiz.de/10014429944