insurance againt the unforeseen contingencies which the ex-ante contract cannot take into account. In this context, we are able … trade-off between the need for incentives and the gains from insurance that voiding in some circumstances offers to the …

degrees for financial market offers of insurance and savings. By contrast, welfare states may support private interests … countries. We find complementarity between public welfare (spending and tax subsidies) and life insurance markets for four out …

focus on the ability of flood insurance to contribute to direct risk reduction. The starting point is a consideration of the …The provision of flood insurance is a patchwork, with countries showing varying degrees of penetration, coverage types …, demand levels, and design structures. This article explores the current understanding of flood insurance with a specific …

against failing in the task and also less inclined to buy travel insurance. This suggests intrinsic optimism influences … insurance demand and diminishes adverse selection …

regression techniques were used to estimate the effect of household, cluster and state characteristics on the proportion of … maternal health care expenditures over total household expenditures. Over 80 % of households reported paying for maternal … according to the level of health care utilisation, and with considerable heterogeneity at the household and community levels …

“household”, may have multiple criteria which are not fulfilled by everyone, leading interviewers to prioritise different … interviewer-respondent social dynamics play a substantial role in determining who is included in household surveys, and in shaping …