Kupiec, Paul; O’Brien, James M. - Federal Home Loan Mortgage Corporation <McLean, Va.>; … - 1998
A large literature studies bank regulatory policies intendedto control moral hazard problems associated with … depositinsurance and optimal regulatory design. Much of theanalysis has focused on uniform bank capital requirements,risk-based capital ….All formal analyses employ highly simplifiedtreatments of an individual bank or banking system. Thisstudy is concerned with the …