In the view of most policymakers and economists,competition in retail banking takes place in localmarkets covering a relatively small geographic area.Banks are thought to design their services and settheir loan and deposit rates in response to the supply anddemand conditions prevailing in a...

This paper reviews some issues relevant to the delivery of public services. Itreviews some of the debates and flags some issues that are significantworldwide, especially in Africa. It emphasises how the debate has movedalong in terms of defining the relative responsibilities of the public...

This paper considers the 1990s in the context of long run economic growth performance. Growth in the context of this paper should be understood to comprise the growth of real living standards as well as real GDP per person. There were a number of new experiences during the decade that were...