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[...]This article significantly advances the literature onmortgage prepayments by introducing quantitative measuresof individual homeowner credit histories to the loan-levelanalysis of the factors influencing the probability that a homeownerwill refinance. In addition to credit histories, we...
Persistent link: https://www.econbiz.de/10005870272
This paper analyses three options for financing higher education:• Tax funding, as proposed by the Liberal Democrats … and, more recently, the Tories.• Tax funding plus upfront charges, as at present.• Tax funding plus deferred charges, as …
Persistent link: https://www.econbiz.de/10005871053
This paper – a companion to Iain Crawford's and my earlier evidence to the SelectCommittee (Barr, 2002a,b,c,d,e; Crawford, 2002) – offers a strongly supportive assessmentof the strategy in the White Paper (Department for Education and Skills, 2003).[...]
Persistent link: https://www.econbiz.de/10005871054
This paper puts forward a strategy for achieving two objectives in higher education –improved access and increased quality – about which there is unanimous agreement.[...]
Persistent link: https://www.econbiz.de/10005871055
How do you fund university education? In the UK, the governmentplans to introduce variable fees from 2006, to be paid back after thestudent graduates, but the debate continues worldwide. What isthe best solution, offering what people want but at a realistic price?Nicholas Barr offers his...
Persistent link: https://www.econbiz.de/10005871057
Rather than being a handicap, the proposals to introduce top-up fees will prove aboon to students.[...]
Persistent link: https://www.econbiz.de/10005871058
Universities need cash, students need support and there are too few working-classentrants. After a two-year extension, Charles Clarke and the class of '73 are all set todeliver answers to these problems. Nicholas Barr offers a guide to how you, theexaminers, should mark their responses.[...]
Persistent link: https://www.econbiz.de/10005871067
especially in the gains made in poor areas and in the least goodschools. Finally the paper discusses the funding of higher …
Persistent link: https://www.econbiz.de/10008695290
This paper develops a typology of welfare services and attempts toillustrate its use in clarifying discussions about the privatisation ofwelfare and in analysing changes in expenditure. A third dimension,which concerns the extent of the consumer’s decision-making power andturns on the question...
Persistent link: https://www.econbiz.de/10008766016
This report contains key points from presentations and discussions at a round table meetingheld at the London School of Economics on Monday 24th July 2000. This meeting wasorganized by CASE and the University of Bristol to give an opportunity for housing financeacademics to discuss with...
Persistent link: https://www.econbiz.de/10008845697