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A large literature studies bank regulatory policies intendedto control moral hazard problems associated with depositinsurance and optimal regulatory design. Much of theanalysis has focused on uniform bank capital requirements,risk-based capital requirements, risk-based or fairly pricedinsurance...
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,securities and insurance supervision should be further integrated; (ii) the macroprudential supervisory function must be in the hands … motivate supervisors, and must rely on culture instead; (vi) thesupervisor must limit its reliance on self regulation; and (vii …
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