Housing policy under the Clinton and Bush Administrations has sought to boost homeownership while also narrowing racial … gaps in owner-occupancy rates. Against that backdrop, homeownership rose sharply in the 1990s, but white-minority gaps … Finances. Results indicate that household characteristics explain most of the increase in homeownership and roughly two …

.S. homeownership rates while also narrowing enormous and longstanding racial gaps in homeownership. Against this backdrop, the U ….S. homeownership rate rose to historic highs in the 1990s, reaching 67.3 percent in 2001, but substantial racial gaps persist. This … household socioeconomic characteristics explain nearly all of the gain in homeownership in the 1990s. These factors also explain …

differences (income, education, andimmigrant status) largely explain the homeownership gap between Latinos and whites. Incontrast … to previous work, we find that Asians are as likely to choose homeownership as are whites, and that status as an … immigrant did not portend lower homeownership rates among Asians. However, the endowment-adjusted homeownership choice …

homeownership rate to 70 percent by 2006. To accomplish this goal, they estimate that 3.8 million additional families be added to … the ranks of U.S. homeowners. Furthermore, HUD estimates that the homeownership gap between minority and nonminority … to increase homeownership. These range from low downpayment loans, greater access to credit in underserved areas, and …

Conventional definition of homeownership is based on the share of households, which ignores the variable effects of … household formation. We study whether such omission leads to a distorted assessment of trends and differentials in homeownership … homeownership rate by removing renters. Moreover, Asians have very low household formation but high homeownership rates, which are …

characteristics, we find most Asian groups havehomeownership rates similar to whites, but Chinese households have homeownership rates …