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A Test of Cultural Affinity in Home Mortgage Lending

Bostic, Raphael - Lusk Center for Real Estate, Marshall School of Business - 2002

that lenders have a blanket preference for members of the same race, while the common bond hypothesis asserts that cultural … affinity allows lenders to better assess the credit quality of members of the same race. The analysis involves tests that focus …

Persistent link: https://www.econbiz.de/10010860992

Neighborhood Stability & Change: Unbundling the Dynamics of Place and Race in Los Angeles 1940-2000

Ethingtion, Philip; Redfearn, Christian L. - Lusk Center for Real Estate, Marshall School of Business - 2007

with three dimensions of census tract datafrom Los Angeles County over a 60-year sample period { race/ethnicity, human capi …

Persistent link: https://www.econbiz.de/10011252749

Household Location and Race: A Twenty-Year Retrospective

Gabriel, Stuart A.; Painter, Gary D. - Lusk Center for Real Estate, Marshall School of Business - 2011

In a paper published in The Review of Economics and Statistics some 20 years ago, we sought to assess the disparate residential location choices of black and white households in the Washington, D.C. metropolitan area (Gabriel and Rosenthal [1989]). The paper showed that simulated closure of...

Persistent link: https://www.econbiz.de/10011252775

Pathways to Homeownership: An Analysis of the Residential and Homeownership Choices of Black Households in Los Angeles

Gabriel, Stuart A.; Painter, Gary - Lusk Center for Real Estate, Marshall School of Business - 2001

Recent studies have documented substantially depressed levels of homeownership among African-American households. While prior analyses have focused largely on racial disparities in household financial characteristics, few studies have assessed the potential role of location choice and locational...

Persistent link: https://www.econbiz.de/10011252777

Immigrants and the Spatial Mismatch Hypothesis: Employment Outcomes Among Immigrant Youth in Los Angeles

Liu, Cathy Yang; Painter, Gary; Zhuang, Duan - Lusk Center for Real Estate, Marshall School of Business - 2005

This paper examines the effect of space and race/ethnicity on labor force participation outcomes among minority and … the differences between first and second generation immigrants in addition to exploring the role of race and job … change the estimated impact of race and space on employment. The results of this study suggest that both space and race play …

Persistent link: https://www.econbiz.de/10011252797

Homeownership in the 1980s and 1990s: Aggregate Trends and Racial Gaps

Gabriel, Stuart A.; Rosenthal, Stuart S. - Lusk Center for Real Estate, Marshall School of Business - 2004

Housing policy under the Clinton and Bush Administrations has sought to boost homeownership while also narrowing racial gaps in owner-occupancy rates. Against that backdrop, homeownership rose sharply in the 1990s, but white-minority gaps remain in excess of 25 percentage points. We analyze...

Persistent link: https://www.econbiz.de/10011252801

Homeownership, Race, and the American Dream

Gabriel, Stuart A.; Rosenthal, Stuart S. - Lusk Center for Real Estate, Marshall School of Business - 2003

In recent years, much of U.S. federal housing policy has focused on two complimentary goals: to increase U.S. homeownership rates while also narrowing enormous and longstanding racial gaps in homeownership. Against this backdrop, the U.S. homeownership rate rose to historic highs in the 1990s,...

Persistent link: https://www.econbiz.de/10011252807

Race, Immigrant Status, and Housing Tenure Choice

Painter, Gary; Gabriel, Stuart A.; Myers, Dowell - Lusk Center for Real Estate, Marshall School of Business - 1999

This paper applies Census microdata from 1980 and 1990 to assess the determinants of housing tenure choice among racial and ethnic groups in the Los Angeles metropolitan area. Like previous research, our results indicate that endowment differences (income, education, andimmigrant status) largely...

Persistent link: https://www.econbiz.de/10011252809

The Role of Interest Rates in Influencing Long-Run Homeownership Rates

Painter, Gary; Redfearn, Christian L. - Lusk Center for Real Estate, Marshall School of Business - 2001

As a stated policy objective, the U.S. Department of Housing and UrbanDevelopment seeks to boost the national homeownership rate to 70 percent by 2006. To accomplish this goal, they estimate that 3.8 million additional families be added to the ranks of U.S. homeowners. Furthermore, HUD estimates...

Persistent link: https://www.econbiz.de/10011252810

Has homeownership been inflated? The role of variable household formation in distorting homeownership rates between groups and over time

Myers, Dowell; Yu, Zhou - Lusk Center for Real Estate, Marshall School of Business - 2006

Conventional definition of homeownership is based on the share of households, which ignores the variable effects of household formation. We study whether such omission leads to a distorted assessment of trends and differentials in homeownership. In the 1990s, many groups experienced a decline in...

Persistent link: https://www.econbiz.de/10011252827