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From Traditional DB to Notional DC Systems
Börsch-Supan, Axel - Munich Center for the Economics of Aging (MEA) at the … - 2004
This paper provides a critical review of the pension reform strategy which turns defined benefits (DB) public pay-as-you-go systems into notional defined contribution (NDC) systems. We show that properly designed NDC public pension systems contain powerful economic and political mechanisms that...
Persistent link: https://www.econbiz.de/10005628970
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Das Altersvorsorge-Verhalten von Selbständigen - eine Analyse auf Basis der SAVE-Daten
Ziegelmeyer, Michael - Munich Center for the Economics of Aging (MEA) at the … - 2009
Altersvorsorge-Verhaltens von Selbständigen er-scheint daher notwendig. Das SAVE Panel von 2005-2008 bietet eine neue und bisher … Auswertungen zeigen, dass dem größten Teil der Selbständigen ausreichende Mittel für eine entsprechende Altersvorsorge zur … Mittel ein drei-mal höheres Vermögen als abhängig Beschäftigte. Jedoch trägt die private Altersvorsorge bei Selbständigen im …
Persistent link: https://www.econbiz.de/10008486509
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Pension Reform in Germany: The Impact on Retirement Decisions
Börsch-Supan, Axel; Berkel, Barbara - Munich Center for the Economics of Aging (MEA) at the … - 2004
The paper examines the long-term implications of various reform options on retirement entry decisions and the actual retirement age of older workers. It focuses on the changes in pension legislation since 1992 and the reform options discussed by the German Social Security Reform Commission...
Persistent link: https://www.econbiz.de/10005265257
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Faire Abschläge in der gesetzlichen Rentenversicherung
Axel Börsch-Supan.de - Munich Center for the Economics of Aging (MEA) at the … - 2004
Die Kontroverse über die „richtigen“ Zu- und Abschläge in der GRV beginnt mit mehreren Begriffsverwirrungen. Dies betrifft vor allem die Begriffe „versicherungsmathematisch fair“, „versicherungsmathematisch neutral“ und „anreizkompatibel“. Nur...
Persistent link: https://www.econbiz.de/10005265279
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On Measuring Convergence in the Use of Time
Gonzalez-Chapela, Jorge - Munich Center for the Economics of Aging (MEA) at the … - 2005
In the study of the effects of retirement on the allocation of time, this paper discusses methods that evaluate convergence in patterns of time use. Scalar measures of multivariate scatter are revealed to be a more general method than previous devices utilized in the time-use literature....
Persistent link: https://www.econbiz.de/10005434914
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Consumer Expenditures and Home Production at Retirement - New Evidence from Germany
Lührmann, Melanie - Munich Center for the Economics of Aging (MEA) at the … - 2007
This paper investigates consumer expenditures of German households pre- and post-retirement. The widely observed distinct drop in spending upon retirement entry poses an empirical puzzle since life cycle theory predicts smoothing of the marginal utility of consumption over time. As one...
Persistent link: https://www.econbiz.de/10005434924
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Is it all about access? Perceived access to occupational pensions in Germany
Lamla, Bettina; Coppola, Michela - Munich Center for the Economics of Aging (MEA) at the … - 2013
This paper provides an empirical analysis of what determines access to occupational pensions as perceived by workers. We investigate this issue in Germany, where workers have the legal right to an occupational pension since 2001, but many might lack the incentive or the ability to gather and...
Persistent link: https://www.econbiz.de/10010796198
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Subjective Health Assessments and Active Labor Market Participation of Older Men: Evidence from a Semiparametric Binary Choice Model with Nonadditive Correlated Individualspecific Effects
Maurer, Jürgen; Klein, Roger; Vella, Francis - Munich Center for the Economics of Aging (MEA) at the … - 2008
We use panel data from the US Health and Retirement Study 1992-2002 to estimate the effect of self-assessed health limitations on active labor market participation of men around retirement age. Self-assessments of health and functioning typically introduce an endogeneity bias when studying the...
Persistent link: https://www.econbiz.de/10005628971
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Financial Literacy and Private Old-age Provision in Germany
Bucher-Koenen, Tabea - Munich Center for the Economics of Aging (MEA) at the … - 2009
The German population has good financial knowledge measured on the basis of three financial literacy questions. Around 85 % of the individuals comprehend the functioning of interest and inflation. And 60 % of the individuals understand the relationship of risk and diversification. Overall around...
Persistent link: https://www.econbiz.de/10008486508
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Die Riester-Förderung – das unbekannte Wesen
Coppola, Michela; Gasche, Martin - Munich Center for the Economics of Aging (MEA) at the … - 2011
Die Verbreitung der staatlich geförderten privaten Altersvorsorge (Riester-Rente) verläuft insgesamt nach wie vor sehr …
Persistent link: https://www.econbiz.de/10010603529