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Faire Abschläge in der gesetzlichen Rentenversicherung

Axel Börsch-Supan.de - Munich Center for the Economics of Aging (MEA) at the … - 2004

Die Kontroverse über die â€žrichtigenâ€œ Zu- und Abschläge in der GRV beginnt mit mehreren Begriffsverwirrungen. Dies betrifft vor allem die Begriffe â€žversicherungsmathematisch fairâ€œ, â€žversicherungsmathematisch neutralâ€œ und â€žanreizkompatibelâ€œ. Nur...

Persistent link: https://www.econbiz.de/10005265279

From Traditional DB to Notional DC Systems

Börsch-Supan, Axel - Munich Center for the Economics of Aging (MEA) at the … - 2004

This paper provides a critical review of the pension reform strategy which turns defined benefits (DB) public pay-as-you-go systems into notional defined contribution (NDC) systems. We show that properly designed NDC public pension systems contain powerful economic and political mechanisms that...

Persistent link: https://www.econbiz.de/10005628970

Erwartete Altersarmut in Deutschland: Pessimismus und Fehleinschätzungen – Ergebnisse aus der SAVE-Studie

Gasche, Martin; Lamla, Bettina - Munich Center for the Economics of Aging (MEA) at the … - 2012

Persistent link: https://www.econbiz.de/10010603527

Pension Reform in Germany: The Impact on Retirement Decisions

Börsch-Supan, Axel; Berkel, Barbara - Munich Center for the Economics of Aging (MEA) at the … - 2004

The paper examines the long-term implications of various reform options on retirement entry decisions and the actual retirement age of older workers. It focuses on the changes in pension legislation since 1992 and the reform options discussed by the German Social Security Reform Commission...

Persistent link: https://www.econbiz.de/10005265257

Das Altersvorsorge-Verhalten von Selbständigen - eine Analyse auf Basis der SAVE-Daten

Ziegelmeyer, Michael - Munich Center for the Economics of Aging (MEA) at the … - 2009

Altersvorsorge-Verhaltens von Selbständigen er-scheint daher notwendig. Das SAVE Panel von 2005-2008 bietet eine neue und bisher … Auswertungen zeigen, dass dem größten Teil der Selbständigen ausreichende Mittel für eine entsprechende Altersvorsorge zur … Mittel ein drei-mal höheres Vermögen als abhängig Beschäftigte. Jedoch trägt die private Altersvorsorge bei Selbständigen im …

Persistent link: https://www.econbiz.de/10008486509

Backing out of private pension provision - Lessons from Germany

Ziegelmeyer, Michael; Nick, Julius - Munich Center for the Economics of Aging (MEA) at the … - 2012

Financing pensions in the EU is a challenge. Many EU countries introduced private pension schemes to compensate declining public pension levels due to reforms made necessary by demographic change. In 2001, Germany introduced the Riester pension. Ten years after introduction the prevalence rate...

Persistent link: https://www.econbiz.de/10010603530

Consumer Expenditures and Home Production at Retirement - New Evidence from Germany

Lührmann, Melanie - Munich Center for the Economics of Aging (MEA) at the … - 2007

This paper investigates consumer expenditures of German households pre- and post-retirement. The widely observed distinct drop in spending upon retirement entry poses an empirical puzzle since life cycle theory predicts smoothing of the marginal utility of consumption over time. As one...

Persistent link: https://www.econbiz.de/10005434924

Financial Literacy and Private Old-age Provision in Germany

Bucher-Koenen, Tabea - Munich Center for the Economics of Aging (MEA) at the … - 2009

The German population has good financial knowledge measured on the basis of three financial literacy questions. Around 85 % of the individuals comprehend the functioning of interest and inflation. And 60 % of the individuals understand the relationship of risk and diversification. Overall around...

Persistent link: https://www.econbiz.de/10008486508

Dynamik der Riester-Rente: Ergebnisse aus SAVE 2003 bis 2008

Coppola, Michela; Reil-Held, Anette - Munich Center for the Economics of Aging (MEA) at the … - 2009

. Über diese zusätzliche Altersvorsorge sollen die künftigen Rentnergenerationen das langfristige Absinken des gesetzlichen …

Persistent link: https://www.econbiz.de/10008472784

Should I Stay or Should I Go? The Role of Actuarial Reduction Rates in Individual Retirement Planning in Germany

Kluth, Sebastian - Munich Center for the Economics of Aging (MEA) at the … - 2014

This Paper provides a two-part empirical analysis on how actuarial reduction rates for early retirement affect current pension payments in Germany and to what extent the existence and the magnitude of such reduction rates influence people’s retirement planning. First, when looking at...

Persistent link: https://www.econbiz.de/10010796196