adoption of a major financial telecommunication innovation and standard (SWIFT) in the banking sector. Using annual data on the … diffusion and usage intensity of SWIFT between more than 100 countries, this study finds that, among other characteristics …, economies with higher GPDs and closer to the innovation source have on average a faster adoption rate than smaller, distant …

network effects have the feature that the adoption of others in the reference group - the Òinstalled-baseÓ - has a causal … effect on current adoption behavior. Estimation of such causal installed-base effects is challenging due to the potential for … spurious correlation between the adoption of agents, arising from endogenous assortive matching into social groups (or …

In this paper, we study the dynamics of usage intensity of second-generation cellular telephony over the diffusion … conclusions about the underlying drivers of technology diffusion? Second, what effect does the existence and penetration of …

This paper investigates how internet users' perception of control over their personal information affects how likely … users more control over their personally identifiable information in the middle of the field test. The website did not … personalize their message. This suggests that giving users the perception of more control over their private information can be an …

the same time, adware also raises privacy concerns. We study the e¤ect of programmers’ choice between shareware and adware … the one hand and their loss of privacy on the other hand. We also examine the implications of improvements in the …

privacy, which results in the highest profit for the monopolist. In fact, all consumers are better off when opting out is … when opting out is prohibitively costly. We introduce the notion of a privacy gatekeeper --- a third party that is able to … act as a privacy conduit and set the cost of opting out. We prove that the privacy gatekeeper only charges the firm in …