Showing 1 - 10 of 100
former insurance funds into a new one, providing the FDIC with greater flexibility in managing the fund and in setting risk …-insurance, speeding up payouts, risk-based premiums, funding mechanisms, a pan-EU deposit guarantee scheme, potential roles of deposit …
Persistent link: https://www.econbiz.de/10008596171
Time-inconsistency of no-bailout policies can create incentives for banks to take excessive risks and generate endogenous crises when the government cannot commit. However, at the outbreak of financial problems, usually the government is uncertain about their nature, and hence it may delay...
Persistent link: https://www.econbiz.de/10010610397
We study the effects of broadening the safety net on bank risk taking in Central Europe, using individual bank data and … time-varying regulatory data. Further, we analyse the shareholder structure and its links with risk, as well as possible … deposit insurance schemes and state aid granted to the financial sector induce higher levels of risk in individual banks. The …
Persistent link: https://www.econbiz.de/10010658624
In response to the financial crisis of 2008, the global banking industry has been undergoing fundamental regulatory changes, imposed by the Basel III Agreement, the 2010 US Dodd-Frank Act and the introduction of a new European supervisory structure. This paper analyses the possible long-term...
Persistent link: https://www.econbiz.de/10010615397
) – the Polish institution guaranteeing household deposits – is celebrating its 10th anniversary this year. Over its 10 years … of active operation the BFG has proved that, along with the National Bank of Poland and the Commission for Banking …’s activities aimed at minimising risk in the banking sector have been presented. The principles and experience of the Fund …
Persistent link: https://www.econbiz.de/10008561051
testing exercise conducted using scenarios generated through the National Bank of Poland’s macroeconomic model. …
Persistent link: https://www.econbiz.de/10009641431
ideas, how central banks could deal with the risk. First, we present the main features of the CRE market, explain its cycle … the CRE market are presented on the case of Poland, because it is a fast growing market. Its analysis should simplify the … banks, which should help to reduce risk and at the same time enhance the growth of the CRE market. …
Persistent link: https://www.econbiz.de/10010615405
This paper investigates whether foreign subsidiaries outperform their parent banks in terms of profitability and what determines this outcome. Using a large sample of multinational banks and their subsidiaries in a large number of countries, this study shows that, on average, foreign...
Persistent link: https://www.econbiz.de/10009352270
internationalization in the world. The foreign controlled banking asset in these countries ranges from 70 per cent in Poland to almost 100 …
Persistent link: https://www.econbiz.de/10009641439
can affect the interest rate pass-through. Even if we observe that other factors (economic heterogeneity, systemic risk …
Persistent link: https://www.econbiz.de/10010752121